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A registered Retirement Savings Plan (RSP) is an investment account designed primarily for saving toward your retirement years. As a retirement savings vehicle, regulated by the Canadian government, RSPs have special tax benefits.
This publication will help you better understand the tax rules that apply to your 403(b) (tax-sheltered annuity) plan. You will understand and identify excessive contributions, basic rules for claiming the retirement savings, and more.
SECA Tax is a form that self employed business owners must pay based on their net earnings from self employement.
This sample policy covers short term salary conditions for employees who work 30 hours or more per week.
Does your church contribute to a retirement plan or encourage contributions to a retirement plan through matching contributions? One option you may want to consider for your non-minister church staff is a SIMPLE IRA.