Feedback on CRCNA 403b-9 Retirement Plan?

My congregation enrolled last year and have a number of staff contributing to a 403(b). A few notes (offered by someone who is not a financial planner, so 'grain of salt'):

1) There is some set-up time required. The treasurer at our church works at a bank and was helpful with set-up.

2) Compared to setting up your own 403(b), the upfront and maintenance costs are very low with Envoy. Our local bank could not match the minimalist fees.

3) Investment selections are more narrow than some, but include a few Vanguard, Schwab and faith-based investment options, including managed portfolios or some basic large/mid/small cap domestic and international allocations, fixed-interest, etc.

4) The user interface is intuitive, helpful, and comes with some good tools.

5) Participants can also schedule personal Zoom conversations with financial advisors which is a good benefit.

6) Contributions can be made to either a Roth or Traditional 403(b) - so staff can chose from pre or post tax retirement planning.

7) This is a 403(b)(9) which I understand allows clergy to take eventual disbursements for tax-free housing expenses in retirement. For ordained staff that can be a significant benefit over some other retirement vehicles.

Overall, our experience has been positive and we would recommend Envoy.