Born '45, started work F/T '61 (Banking), Married '68, retired '02. Joanne and I have 5 children expanded by 5 daughters-in law and 12 grandchildren. Post retirement: 5 months Russian American Christian University Moscow, Russia, 7 years Christian Stewardship Services (Canadian equivalent of Barnabas). Served on Christian School Boards in Ontario, Alberta and BC. Served on BTGMI Board (2005-2012), Serving: The King's Christian University Foundation Investment Committee, Board Christian Scholars International, Toronto. and as Financial Consultant to various projects and people.